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Mr. Addlay was an insurance adjuster in Dick Tracy's city. He was a bald, heavyset man with prominent front teeth. He wore round eyeglasses.

When Nik Kinn's horse-drawn carriage was destroyed following an encounter with Posie Ermine, Kinn was approached by Addlay. Addlay represented Kinn's insurance company, and Addlay attempted to claim that Kinn's property was salvageable (and therefore deserving of a smaller insurance pay-out). Kinn's horse Dobby stomped on Addlay's foot, and Addlay reconsidered his position to avoid further assaults from the horse. He agreed to provide Kinn with an entirely new carriage and harness.

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